Can I actually afford this right now?

The first finance app designed around one simple question. Track expenses, manage bills, hit savings goals — all without guilt, complexity, or hidden fees.

Limited to 500 usersMobile-firstWorks offlineFree beta access
PocketPlan Dashboard

You've tried the other apps. They didn't work.

Here's how PocketPlan is different.

📊

Expense Trackers

Show you where money went. Not why you're still broke.

🏦

Banking Apps

Show you transactions. Not what you can actually spend.

📈

Budget Apps

Set limits you'll ignore. Guilt you when you break them.

What if an app actually understood how you think about money?

PocketPlan works the way your brain actually works

Other Apps Ask
PocketPlan Answers

"How much did I spend last month?"

"Can I buy this without messing up my month?"

"Did I stay in budget?"

"Should I even make this purchase right now?"

"What categories am I overspending in?"

"What can I actually afford after bills & savings?"

"Here's a pie chart of your expenses."

"Yes, you can buy it — here's why it's safe."

"Set a budget and try to stick to it."

"Your money. Your rules. We just show you the truth."

Everything you need, nothing you don't

Built for real people who want clarity, not complexity.

See Your Complete Financial Picture — In 3 Seconds

Stop digging through apps and bank statements. Your entire financial picture in one glance: total balance, this month's income vs expenses, savings progress, and upcoming bills. All updated in real-time.

One-tap transaction logging with smart categories
Visual income vs expense comparison
Savings goals progress at a glance
Upcoming bills and due dates

Never Get Blindsided By Bills Again

Track recurring expenses, subscriptions, EMIs, and investment SIPs in one place. Get reminded before they're due. See exactly how much is committed before you even think about spending more.

Automatic bill reminders before due dates
SIP tracking with total invested view
EMI breakdown with tenure remaining
Monthly commitment overview

Turn Dreams Into Plans (Without the Guilt)

Whether it's a vacation, emergency fund, or that gadget you've been eyeing — set a goal, add money when you can, and watch the progress. No rigid rules. Just a clear path to what you want.

Visual progress bars for each goal
Flexible contribution — add any amount, anytime
Target date tracking
Celebrate milestones along the way

The Features Other Apps Charge Extra For

Privacy, speed, and offline access — included. Always.

Works offline

Track expenses on a plane, in a subway, anywhere. Your data syncs automatically when you're back online — no lost transactions.

Smart budgets

Set spending limits by category. Get visual feedback, not guilt trips.

Searchable history

Find any transaction instantly. Filter by date, category, or amount.

Your Data Stays Yours. Forever.

No selling your info. No ads. No tracking. Export everything with one tap or delete your account completely. You're in control.

Install as app

Add to home screen for a native app experience. Works on iOS and Android.

Opens instantly

No loading screens. No lag. Just open and go.

Built for real people

Not finance bros. Not spreadsheet experts. Just you.

💼

The Monthly Salary Juggler

You get paid once a month, and somehow it's always gone by the 20th. You need to know what's safe to spend without calculating in your head every time.

Balances bills, EMIs, and lifestyle expenses
Wants to save but needs visibility first
Tired of spreadsheets and mental math
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The Subscription Victim

Netflix, Spotify, gym, cloud storage... You're not even sure what you're paying for anymore. You need everything in one place, with reminders before money disappears.

Multiple recurring charges across platforms
Often surprised by auto-debits
Wants control without canceling everything
🎯

The Intentional Wealth Builder

You're already saving and investing, but you want better clarity on what's left for spending. You're building wealth — you just need a cleaner view of the journey.

Active SIP and investment portfolio
Tracks multiple savings goals
Values data privacy and ownership

See yourself in any of these? You're exactly who we built this for.

No judgment. No pressure. Just clarity.

PocketPlan doesn't shame you for spending. It doesn't send you anxiety-inducing alerts or make you feel guilty about that coffee.

It simply shows you the truth about your money — where it goes, what's committed, and what's actually available. The rest is up to you.

Because financial clarity should feel empowering, not overwhelming.

Be part of the founding 500

Early access comes with real benefits. Here's what you get as a beta user:

Lifetime free access — locked in forever, even after public launch
Full premium features during beta (worth ₹10,000/year)
Direct line to the founders — your feedback shapes the roadmap
First access to new features before anyone else
Priority support and exclusive beta community access
Launching Soon
Jan 15
2026
Timeline
Waitlist OpenNow
Beta Launch (500 users)Jan 15
Feature Feedback PhaseFeb
Public LaunchQ2 2026

Frequently asked questions

Got questions? We've got answers.

Yes! During beta, everything is completely free. After launch, we'll have a generous free tier that covers most users. Premium features (if any) will be optional.
Banking apps show transactions. PocketPlan shows what you can actually afford. The "Can I Buy?" feature considers your bills, savings goals, and committed expenses — something no banking app does.
Yes. Your data is encrypted with bank-level AES-256 encryption both in transit and at rest. We never sell your information — ever. Plus, you can export or permanently delete your data anytime with one tap. You own your information completely.
No! PocketPlan works entirely with manual entry. This keeps your banking credentials safe and gives you full control. Most users find this takes less than 30 seconds per transaction.
Beta users keep their free access locked in. When we launch publicly, you'll continue using all features without paying. Think of it as a thank-you for helping us build something great.
Yes! Your data syncs across devices when you're online. And because it's a PWA, you can install it on any phone, tablet, or computer — no app store required.
We love hearing from users! Beta members get direct access to our feedback channel. Your input genuinely shapes what we build next.
No problem. Beta access is completely free with zero commitment. Export your data and delete your account anytime — no questions asked, no hoops to jump through. We only want users who love the product.

Stop Guessing. Start Knowing.

Join the founding 500 and get your invite when we launch. No spam, just early access to financial clarity.

No credit card required
Your data stays private
Limited to 500 users

Questions? Reach out at hello@pocketplan.app